Next destination for BC Holdings: financial wellness

By Genny Hom-Franzen

“My emergency funds are on track to reach three times my expenses.” “My credit score increased 65 points in three months!” “We paid off our last 

non-mortgage debt, and our house should be paid for in two years, max.” 

These are just three success stories from clients working with the husband-and-wife team of Saundra and Sidney Curry of BC Holdings of Tennessee LLC.

Based in Nashville Tennessee, BC Holdings creates and delivers financial wellness programs and services to companies, colleges/universities, high schools, training entities, government agencies and nonprofit organizations. 

The company was recently named to the Forbes Next 1000 list, which “recognizes bold and inspiring entrepreneurs on their way to breakthrough success.” This year-round initiative showcases the ambitious sole proprietors, self-funded shops, and pre-revenue startups in every region of the country — all with under $10 million in revenue or funding and infinite drive and hustle.

The Currys are founders of Destination: Financial Wellness, a financial wellness program for individuals in the workplace, school or home. DFW is a proprietary, self-paced and comprehensive program accessed digitally via electronic and mobile devices.

BC Holdings was established in 2001.  Saundra was a senior lending officer and investment advisor, so she knew that most customers weren’t financially educated.  As she helped clients via her banking career, she discovered that she preferred the educational aspect of her work more so than the transactional side of selling products.  Eventually, she and Sidney followed their passion and launched BCH. BC Holdings stands for Buckingham Saundra’s maiden name and Curry Sidney’s surname. 

The Currys have some helpful advice for fellow entrepreneurs, small businesses and nonprofits that want to improve their financial well-being and build intergenerational wealth.  

“First, entrepreneurs must treat every check like it is their last! ... Second, if you are raising capital (loans or equity), know that you will need more than you think to thrive and survive,” Saundra Curry said. “The unknown and unexpected (good or bad) can be financially challenging and sometimes devastating.

“Third, establish a line of credit when you don’t need the money. If you apply for funding when you are faced with an emergency, it might limit your ability to gain approval or to get the most favorable loan terms,” she continued. “Apply when your financials are strong, if possible. Next, know who you are, what you stand for, and have a clear and realistic vision for your company. Along the way, keep your head down and lead your company to success. And finally, remember that your success always follows the ones who you serve, not the other way around.”

The couple is grateful and humbled by the Forbes recognition and see a bright and exciting future ahead. Their goals include making BCH a premier financial wellness company in the country; for DFW to become a household name; and to reach and empower more than 10 million households in the next five years.

“It’s certainly the American dream to advance your passion, dreams and ambition to action by starting a business with a defined purpose of servicing others towards achieving their financial hopes and dreams,” Sidney Curry said. 

“Our daily commitment to innovate and perform for the employee, student and warfighter drives us every single day. So, to be recognized for doing something we love, to that end, by Forbes … you just have to take a beat. We’re often told how lucky we are to work together and do what we do, and we appreciate those words,” he added. “But if there is luck, it has to be associated in some way or the other with working 365, 7 days a week and 15 hours on average a day fulfilling our purpose that’s outlined by the man upstairs. What we do is foundational for change and success to get you on solid financial ground, and to develop good habits for your financial security and future.” 

To learn more about BC, visit


Sidney Curry BC Holdings of Tennessee Nashville Tennessee DFW BCH Curry Sidney’ American Saundra Curry

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